Insurance for agricultural activity

In the agricultural sector, risks such as adverse weather events, pests, or fires can endanger an entire harvest and seriously affect the farmer’s financial stability. With our agricultural insurance, we help you obtain the best coverage to protect your farm against unforeseen events.

We assess each situation individually to offer tailored solutions that ensure the continuity of your activity. Rely on our experience and customer-focused approach to effectively manage your risks and safeguard the profitability of your work in the field.

hay bales in the middle of a field
hay bales in the middle of a field
selective focus photography of blackberry fruit during daytime
selective focus photography of blackberry fruit during daytime

Expert Team in Agricultural Insurance: Tailored Solutions for Every Farm

Our goal is to ensure the continuity and profitability of your farm by providing close support and expert guidance at all times. From choosing the right policy to handling claims, our team is committed to offering you the best protection with solutions tailored to the specific needs of your agricultural operation.

We have a team specialized in designing agricultural insurance, committed to protecting your business against any unforeseen event. Trust us to develop an effective insurance plan, backed by our experience and always focused on your specific needs.

Comprehensive coverage in agricultural insurance: protection against any unforeseen event

Agricultural insurance protects your activity against the most common risks in the sector. Typical coverage includes damage caused by weather events such as hail, frost, heavy rain, or drought, as well as protection against pests, fires, and other incidents. These guarantees help minimize economic losses and ensure the continuity of your farm, adapting to the specific needs of each type of crop. The most common types of insurance for this sector include the following.

Combined Agricultural Insurance (Agroseguro)

Insurance for Fire and Disaster Damage

Insurance for Agricultural Vehicles and Machinery

Crop Insurance Against Adverse Weather Events

Coverage Against Pests and Diseases

Agricultural Liability Insurance

The information contained on this page is for informational purposes only and does not constitute a binding offer. The final terms and conditions of any insurance coverage are detailed exclusively in the specific policy issued. In case of discrepancies, the terms outlined in the specific policy will prevail.

Applicable Agroseguro Lines

FRUIT TREES

Crops I Can Insure

Apricot, plum, table and cider apple, peach, nectarine, flat peach, doughnut nectarine, and pear.

Covered risks

Poor fruit set (of climatic origin), frost, hail, exceptional risks (wildlife, fire, flooding–torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

CITRUS FRUITS

Crops I Can Insure

Orange, mandarin, lemon, grapefruit, and lime.

Covered risks

Frost, hail, wind, exceptional risks (wildlife, fire, flooding–torrential rain), and other adverse weather events.

VEGETABLES IN THE CANARY ISLANDS

Crops I Can Insure

Vegetables, banana seedlings, and vegetable seedlings located in the Canary Islands.

Covered risks

Heat stroke, hail, wind, exceptional risks (wildlife, fire, flooding–torrential rain, persistent rain, viral diseases), and other adverse weather events.

PRODUCER ORGANIZATIONS AND COOPERATIVES

Group of crops I can insure

Persimmon, cherry, citrus fruits, extensive herbaceous crops, strawberries and other berries, fruit trees, nuts, open-field vegetables, greenhouse vegetables, loquat and other fruit trees, olive groves, banana, tobacco, tropical and subtropical crops, table grapes, and wine grapes.

Covered risks

LOSS OF PRODUCTION DELIVERED TO THE PRODUCER ORGANIZATION OR COOPERATIVE:

Reduction in the production delivered to the producer organizations (P.O.) or cooperatives due to the lack of production caused by risks affecting the crops and covered under the insurance policies subscribed by their members. For all purposes, the insurance declaration of an associative entity will be considered as that of a member.

BANANA

Crops I Can Insure

Banana.

Covered risks

Heat stroke, hail, hurricane-force wind, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain), and other adverse weather events.

GREENHOUSE VEGETABLES IN MAINLAND SPAIN AND THE BALEARIC ISLANDS

Crops I Can Insure

Chard, garlic, celery, sweet potato, eggplant, watercress, borage, baby leaf, zucchini, pumpkin, onion, spring onion, cabbage, cauliflower, spinach, green bean, lettuce, melon, potato, cucumber, pepper, leek, radish, watermelon, tomato, tomato area I, chicory, escarole, and other vegetables.

Covered risks

Frost, hail, wind, viral diseases, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, snow), and other adverse weather events.

OPEN-FIELD VEGETABLES – AUTUMN-WINTER CYCLE IN MAINLAND SPAIN AND THE BALEARIC ISLANDS

Crops I Can Insure

Garlic, artichoke, sweet potato, yam, cardoon, asparagus, green pea, green broad bean, potato, and green garlic.

Covered risks

Frost, hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind, failure to sprout), and other adverse weather events.

TOMATO IN THE CANARY ISLANDS

Crops I Can Insure

Tomato.

Covered risks

Hail, wind, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, viral diseases), and other adverse weather events.

EXTENSIVE HERBACEOUS CROPS

Crops I Can Insure

Winter cereals, spring cereals, legumes, oilseeds, and rice.

Covered risks

Hail, fire, exceptional risks (wildlife, flooding—torrential rain, persistent rain, hurricane-force wind, failure to sprout, and failure to establish), and other adverse weather events.

NUTS

Crops I Can Insure

Carob, almond, hazelnut, walnut, pecan, and pistachio.

Covered risks

Hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

PERSIMMON

Crops I Can Insure

Persimmon.

Covered risks

Frost, hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, wind), and other adverse weather events.

WINE GRAPES IN MAINLAND SPAIN AND THE BALEARIC ISLANDS

Crops I Can Insure

Wine grapes.

Covered risks

Frost, physiological wilting of the Bobal variety, hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

WINE GRAPES IN THE CANARY ISLANDS

Crops I Can Insure

Wine grapes.

Covered risks

Fog, hurricane-force wind, exceptional risks (wildlife, heat stroke, fire, flooding—torrential rain, persistent rain, hail), and other adverse weather events.

OLIVE GROVES

Crops I Can Insure

Olive.

Covered risks

Hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

FORAGE CROPS

Crops I Can Insure

Forage maize, other cut or mown forage crops (forage alfalfa for hay, forage vetch for hay, green forage crops, and other annual and perennial forage crops for hay), forage seeds, straw production from winter cereal crops (durum wheat and tritordeum, soft wheat, barley, oats, rye, triticale, and mixtures), and pastures.

Covered risks

Fire, hail, exceptional risks (wildlife, flooding—torrential rain, persistent rain, hurricane-force wind, failure to sprout), and other adverse weather events.

AGRI-ENERGY CROPS

Crops I Can Insure

Maize, winter cereal straw, maize straw, triticale, other winter cereals and annual crops, rice straw, camelina straw, sorghum straw, sorghum, reed, thistle, poplar, eucalyptus, Siberian elm, paulownia, black locust, willow, and other perennial woody and non-woody crops.

Covered risks

Fire, hail, exceptional risks (wildlife, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

CHERRY

Crops I Can Insure

Cherry.

Covered risks

Frost, rain, hail, exceptional risks (wildlife, fire, flooding—torrential rain, hurricane-force wind), and other adverse weather events.

OPEN-FIELD VEGETABLES – SPRING-SUMMER CYCLE IN MAINLAND SPAIN AND THE BALEARIC ISLANDS

Crops I Can Insure

Chicory root for endive, chicory root for processing, cardoon, eggplant, zucchini, pumpkin, calçot (spring onion), onion, spring onion, parsnip, tiger nut, green bean, melon, bitter melon, turnip, okra, gherkin, cucumber, root parsley, pepper, leek, radish, table beet, watermelon, tomato, and carrot.

Covered risks

Frost, hail, exceptional risks (watermelon hollow heart, wildlife, heat stroke, fire, flooding—torrential rain, persistent rain, hurricane-force wind, viral diseases, blossom end rot), and other adverse weather events.

LIVE PLANTS, CUT FLOWERS, NURSERIES, AND SEEDS IN MAINLAND SPAIN AND THE BALEARIC ISLANDS

Crops I Can Insure

Ornamental plants (live plants), deciduous trees, conifers (trees and shrubs), shrubs (excluding conifers), climbers, palms, cycads, cacti and succulents, aromatic, medicinal and culinary plants, seasonal plants, pre-grown turf, indoor plants (under cover), ornamental seedlings, and aquatic and marsh plants.

– Cut flowers

– Nurseries

– Vine nurseries

– Other nurseries (citrus, forestry, strawberries, non-citrus fruit trees, tropical and subtropical fruit trees, nuts, olive groves, aromatic plants, and other species)

– Vegetable seedbeds

– Seed production (artichoke, alfalfa, cardoon, onion, beetroot, carrot, other vegetable and non-vegetable seeds).

Covered risks

Frost, hail, wind, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, snow), and other adverse weather events.

TABLE GRAPES

Crops I Can Insure

Table grapes.

Covered risks

Frost, persistent rain, hail, exceptional risks (wildlife, heat stroke, fire, flooding—torrential rain, snow, wind), and other adverse weather events.

TROPICAL AND SUBTROPICAL CROPS

Crops I Can Insure

Table grapes. Avocado, cherimoya, prickly pear, lychee, mango, date palm, papaya, and pineapple.

Covered risks

Frost, heat stroke, hail, wind, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain), and other adverse weather events.

INDUSTRIALES TEXTILES

Crops I Can Insure

Cotton, textile hemp, and textile flax.

Covered risks

Hail, failure to sprout, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

MIXED VEGETABLE CROPS

Crops I Can Insure

All outdoor and greenhouse vegetable productions.

Covered risks

Frost, heat stroke, hail, wind, exceptional risks (watermelon hollow heart, wildlife, fire, flooding—torrential rain, persistent rain, snow), and other adverse weather events.

LIVE PLANTS, CUT FLOWERS, NURSERIES, AND SEEDS IN THE CANARY ISLANDS\

Crops I Can Insure

Various varieties and species of ornamental plants (live plants), cut flowers, nurseries, and seed production are insured.

Covered risks

Heat stroke, hail, wind, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, snow), and other adverse weather events.

NON-TEXTILE INDUSTRIAL CROPS

Crops I Can Insure

Poppy, caper, aloe vera, anise, saffron, sugarcane, lavender, lavandin, mint, wicker, quinoa, licorice, other aromatic plants, other culinary plants, other medicinal plants, hops, sugar beet, and tobacco are insured.

Covered risks

Hail, failure to emerge, wind, exceptional risks (wildlife, fire, frost, flooding—torrential rain, persistent rain, hurricane-force wind, viral diseases), and other adverse weather events.

SUCCESSIVE CROP VEGETABLES IN MAINLAND SPAIN AND THE BALEARIC ISLANDS

Crops I Can Insure

Swiss chard, green leaf chicory, celery, aromatic-culinary herbs, baby leaf, kale, borage, broccoli, Brussels sprouts, cabbage, cauliflower, escarole, spinach, turnip greens, fennel, oriental vegetables, kale, lettuce, Romanesco, chicory root for endive, chicory root for processing, cardoon, eggplant, zucchini, pumpkin, calçot (spring onion), onion, spring onion, parsnip, chufa (tigernut), green bean, melon, bitter melon, turnip, okra, gherkin, cucumber, root parsley, pepper, leek, radish, table beet, watermelon, tomato, and carrot.

Covered risks

Frost, hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

STRAWBERRY AND OTHER RED FRUITS

Crops I Can Insure

Strawberry, garden strawberry, blueberry, raspberry, currant, and blackberry.

Covered risks

Frost, hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, snow, hurricane-force wind), and other adverse weather events.

LOQUAT AND OTHER FRUIT TREES

Crops I Can Insure

Jujube, chestnut, sloe, pomegranate, fig, kiwi, loquat, and quince.

Covered risks

Frost, hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

GARLIC

Crops I Can Insure

Garlic.

Covered risks

Frost, hail, exceptional risks (wildlife, fire, flooding—torrential rain, persistent rain, hurricane-force wind), and other adverse weather events.

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PIB Group International

Ensure the Safety of Your Business

Don’t leave your business protection to chance. Trust PIB Group International to provide the peace of mind and security you need to achieve your business goals.